@article{no-author:2021,
  title = {POOR ADAPTATION FINANCE: A PROPOSAL FOR TURNING AROUND},
  journal = {BIISS Journal},
  year = {2021},
  pages = {35-55},
  url = {https://biiss.trustitbdltd.com/storage/uploads/pdfs/Biiss Journal, Vol. 42, No. 2, 2021-35-55.pdf},
}